/* ==========================================================================
   TOTAL CARE INSURANCE AGENCY
   Stylesheet — Production
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. DESIGN TOKENS
   -------------------------------------------------------------------------- */

:root {
  /* Core Palette */
  --green-900: #162818;
  --green-800: #1e3620;
  --green-700: #243d26;
  --green-600: #355a38;
  --green-500: #4a704e;
  --green-400: #5f8a64;
  --green-300: #8fb396;
  --green-100: #dce8dd;
  --green-50:  #eef4ef;

  --blush-700: #b85c54;
  --blush-500: #d97a72;
  --blush-300: #eca59c;
  --blush-100: #f8d4cf;
  --blush-50:  #fdf0ee;

  --brown-700: #4a2f1a;
  --brown-500: #6b4428;
  --brown-300: #8f6048;
  --brown-100: #e2d0c4;
  --brown-50:  #f0e6de;

  --cream-900: #b8a898;
  --cream-700: #d4c4b4;
  --cream-500: #e8ddd0;
  --cream-300: #f2e8dc;
  --cream-100: #f9f2ea;
  --cream-50:  #fdf8f3;

  --white: #ffffff;
  --off-white: #fffbf7;

  --text-900: #0f1e10;
  --text-800: #1a2e1b;
  --text-700: #243526;
  --text-500: #3d5240;
  --text-400: #556856;
  --text-300: #738374;
  --text-200: #9aab9c;
  --text-muted: #454545;
  --text-charcoal: #2a2a2a;

  /* Semantic */
  --color-primary: var(--green-700);
  --color-primary-hover: var(--green-600);
  --color-accent: var(--blush-500);
  --color-accent-warm: var(--brown-500);
  --color-bg: var(--off-white);
  --color-bg-alt: var(--brown-50);
  --color-bg-section: var(--cream-300);
  --color-border: rgba(107, 68, 40, 0.22);
  --color-border-strong: rgba(44, 74, 46, 0.38);
  --color-border-blush: rgba(176, 112, 106, 0.42);
  --color-border-brown: rgba(107, 68, 40, 0.32);
  --section-rule: 2px solid var(--color-border-brown);

  /* Typography */
  --font-serif: 'Cormorant Garamond', 'Palatino Linotype', Georgia, serif;
  --font-sans: 'Inter', 'Helvetica Neue', Arial, sans-serif;

  /* Type Scale */
  --text-xs: 0.6875rem;   /* 11px */
  --text-sm: 0.8125rem;   /* 13px */
  --text-base: 1rem;       /* 16px */
  --text-md: 1.0625rem;    /* 17px */
  --text-lg: 1.125rem;     /* 18px */
  --text-xl: 1.25rem;      /* 20px */
  --text-2xl: 1.5rem;      /* 24px */
  --text-3xl: 2rem;        /* 32px */
  --text-4xl: 2.5rem;      /* 40px */
  --text-5xl: 3.25rem;     /* 52px */
  --text-6xl: 4rem;        /* 64px */
  --text-7xl: 5rem;        /* 80px */
  --text-8xl: 6.25rem;     /* 100px */

  /* Spacing */
  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-5: 1.25rem;
  --space-6: 1.5rem;
  --space-8: 2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;
  --space-32: 8rem;
  --space-40: 10rem;

  /* Layout */
  --container-max: 1320px;
  --container-narrow: 780px;
  --section-py: clamp(5rem, 10vw, 9rem);

  /* Effects */
  --shadow-xs: 0 1px 3px rgba(74, 47, 26, 0.08), 0 1px 2px rgba(22, 40, 24, 0.05);
  --shadow-sm: 0 2px 8px rgba(74, 47, 26, 0.10), 0 1px 4px rgba(22, 40, 24, 0.06);
  --shadow-md: 0 6px 24px rgba(74, 47, 26, 0.12), 0 2px 8px rgba(22, 40, 24, 0.07);
  --shadow-lg: 0 16px 48px rgba(74, 47, 26, 0.14), 0 4px 16px rgba(22, 40, 24, 0.08);
  --shadow-xl: 0 24px 64px rgba(74, 47, 26, 0.16), 0 8px 24px rgba(22, 40, 24, 0.09);
  --shadow-blush: 0 8px 32px rgba(217, 122, 114, 0.45);
  --shadow-green: 0 8px 32px rgba(44, 74, 46, 0.28);

  /* Radius */
  --radius-sm: 3px;
  --radius: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-full: 9999px;

  /* Transitions */
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --ease-in-out: cubic-bezier(0.45, 0, 0.55, 1);
  --duration-fast: 160ms;
  --duration: 260ms;
  --duration-slow: 420ms;
}

/* --------------------------------------------------------------------------
   2. RESET & BASE
   -------------------------------------------------------------------------- */

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
  font-size: 16px;
}

body {
  font-family: var(--font-sans);
  font-size: var(--text-md);
  font-weight: 400;
  line-height: 1.75;
  color: var(--text-charcoal);
  background-color: var(--color-bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

img, video {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

button {
  font-family: inherit;
  cursor: pointer;
  border: none;
  background: none;
}

input, textarea, select {
  font-family: inherit;
}

ul, ol {
  list-style: none;
}

/* --------------------------------------------------------------------------
   3. TYPOGRAPHY
   -------------------------------------------------------------------------- */

.font-serif { font-family: var(--font-serif); }
.font-sans  { font-family: var(--font-sans); }

/* Eyebrow / Label */
.label {
  display: inline-block;
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--blush-700);
}

.label--blush {
  color: var(--blush-700);
}

.label--muted {
  color: var(--text-300);
}

/* Display headings */
h1, h2, h3, h4, .h1, .h2, .h3, .h4 {
  font-family: var(--font-serif);
  font-weight: 600;
  line-height: 1.08;
  letter-spacing: -0.02em;
  color: var(--green-700);
}

h1, .h1 { font-size: clamp(var(--text-5xl), 7vw, var(--text-7xl)); }
h2, .h2 { font-size: clamp(var(--text-4xl), 5vw, var(--text-6xl)); line-height: 1.1; }
h3, .h3 { font-size: clamp(var(--text-3xl), 3.5vw, var(--text-5xl)); line-height: 1.12; }
h4, .h4 { font-size: clamp(var(--text-2xl), 2.5vw, var(--text-3xl)); line-height: 1.2; letter-spacing: -0.01em; }

.display-xl {
  font-family: var(--font-serif);
  font-size: clamp(3.5rem, 9vw, 7rem);
  font-weight: 300;
  line-height: 0.95;
  letter-spacing: -0.03em;
  color: var(--green-700);
}

.text-italic { font-style: italic; }
.text-light  { font-weight: 300; }

p {
  font-size: var(--text-md);
  line-height: 1.8;
  color: var(--text-muted);
}

.lead {
  font-size: clamp(var(--text-lg), 2vw, var(--text-xl));
  line-height: 1.7;
  color: var(--text-500);
  font-weight: 300;
}

/* --------------------------------------------------------------------------
   4. LAYOUT
   -------------------------------------------------------------------------- */

.container {
  width: 100%;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 5vw, 3rem);
}

.container--narrow {
  max-width: var(--container-narrow);
}

.section {
  padding: var(--section-py) 0;
}

.section--alt {
  background-color: var(--color-bg-alt);
}

.section--cream {
  background-color: var(--cream-300);
}

.section--dark {
  background-color: var(--green-700);
  color: var(--cream-100);
}

.section__header {
  margin-bottom: clamp(3rem, 5vw, 5rem);
}

.section__header--center {
  text-align: center;
  max-width: 680px;
  margin-left: auto;
  margin-right: auto;
  margin-bottom: clamp(3rem, 5vw, 5rem);
}

.section__label {
  display: block;
  margin-bottom: var(--space-4);
}

.section__title {
  margin-bottom: var(--space-5);
}

.section__body {
  font-size: clamp(var(--text-base), 1.5vw, var(--text-lg));
  line-height: 1.8;
  color: var(--text-500);
  max-width: 600px;
}

.section__body--center {
  max-width: 560px;
  margin: 0 auto;
  text-align: center;
}

/* Grid utilities */
.grid {
  display: grid;
  gap: var(--space-8);
}

.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

.flex { display: flex; }
.flex-col { flex-direction: column; }
.items-center { align-items: center; }
.justify-between { justify-content: space-between; }
.gap-4 { gap: var(--space-4); }
.gap-6 { gap: var(--space-6); }
.gap-8 { gap: var(--space-8); }

/* Divider */
.divider {
  width: 72px;
  height: 4px;
  background: linear-gradient(90deg, var(--blush-500), var(--brown-300), var(--green-500));
  margin: var(--space-6) 0;
  border-radius: var(--radius-full);
}

.divider--center {
  margin-left: auto;
  margin-right: auto;
}

.divider--green {
  background: var(--green-500);
}

/* --------------------------------------------------------------------------
   5. BUTTONS
   -------------------------------------------------------------------------- */

.btn {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: 0.875rem 2rem;
  font-family: var(--font-sans);
  font-size: var(--text-sm);
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  border-radius: var(--radius-full);
  transition: all var(--duration) var(--ease-out);
  white-space: nowrap;
  cursor: pointer;
  position: relative;
  overflow: hidden;
}

.btn--primary {
  background: linear-gradient(135deg, var(--green-700) 0%, var(--green-600) 100%);
  color: var(--cream-100);
  box-shadow: var(--shadow-green);
  border: 1px solid rgba(255, 255, 255, 0.12);
}

.btn--primary:hover {
  background: linear-gradient(135deg, var(--green-600) 0%, var(--green-500) 100%);
  transform: translateY(-2px);
  box-shadow: 0 12px 40px rgba(44, 74, 46, 0.35), 0 4px 20px rgba(217, 122, 114, 0.28);
}

.btn--primary:active {
  transform: translateY(0);
}

.btn--outline {
  background: transparent;
  color: var(--green-700);
  border: 1.5px solid var(--green-700);
}

.btn--outline:hover {
  background: var(--green-700);
  color: var(--cream-100);
  transform: translateY(-2px);
}

.btn--ghost {
  background: transparent;
  color: var(--text-500);
  padding-left: 0;
  padding-right: 0;
  border-radius: 0;
}

.btn--ghost:hover {
  color: var(--green-700);
}

.btn--ghost::after {
  content: '';
  display: block;
  position: absolute;
  bottom: 0.5rem;
  left: 0;
  width: 100%;
  height: 1px;
  background: currentColor;
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--duration) var(--ease-out);
}

.btn--ghost:hover::after {
  transform: scaleX(1);
}

.btn--white {
  background: var(--white);
  color: var(--green-700);
  box-shadow: var(--shadow-md);
}

.btn--white:hover {
  background: var(--cream-100);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn--sm {
  padding: 0.6rem 1.25rem;
  font-size: var(--text-xs);
}

.btn--lg {
  padding: 1.1rem 2.5rem;
  font-size: var(--text-sm);
}

.btn-group {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  flex-wrap: wrap;
}

.btn svg {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
}

/* --------------------------------------------------------------------------
   6. NAVIGATION
   -------------------------------------------------------------------------- */

.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  transition: all var(--duration-slow) var(--ease-out);
}

.nav--transparent {
  background: transparent;
}

.nav--scrolled,
.resources-page .nav,
.article-page-body .nav {
  background: var(--green-700);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  box-shadow: 0 1px 0 rgba(0,0,0,0.15), 0 4px 24px rgba(22, 40, 24, 0.25);
}

.nav__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 clamp(1.25rem, 5vw, 3rem);
  height: 76px;
  max-width: var(--container-max);
  margin: 0 auto;
}

/* Logo */
.nav__logo {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  line-height: 1;
  text-decoration: none;
  flex-shrink: 0;
}

.nav__logo-img {
  width: 36px;
  height: auto;
  flex-shrink: 0;
  transition: filter var(--duration) ease;
}

.nav__logo-text {
  display: flex;
  flex-direction: column;
}

.nav__logo-name {
  font-family: var(--font-serif);
  font-size: 1.375rem;
  font-weight: 400;
  letter-spacing: -0.01em;
  color: var(--green-700);
  line-height: 1;
  transition: color var(--duration) ease;
}

.nav__logo-sub {
  font-family: var(--font-sans);
  font-size: 0.6rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--text-300);
  margin-top: 3px;
  transition: color var(--duration) ease;
}

/* Logo inverts to white on green header */
.nav--scrolled .nav__logo-img {
  filter: brightness(0) invert(1);
}

/* Nav links */
.nav__links {
  display: flex;
  align-items: center;
  gap: var(--space-8);
}

.nav__link {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-500);
  text-decoration: none;
  transition: color var(--duration-fast) ease;
  position: relative;
}

.nav__link::after {
  content: '';
  position: absolute;
  bottom: -3px;
  left: 0;
  right: 0;
  height: 1px;
  background: var(--green-500);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--duration) var(--ease-out);
}

.nav__link:hover {
  color: var(--green-700);
}

.nav__link:hover::after {
  transform: scaleX(1);
}

.nav__link.active {
  color: var(--blush-700);
  font-weight: 700;
}

.nav__link.active::after {
  transform: scaleX(1);
  background: var(--blush-500);
  height: 2px;
  bottom: -4px;
}

/* Link + logo colors on green background */
.nav--scrolled .nav__logo-name {
  color: var(--cream-100);
}

.nav--scrolled .nav__logo-sub {
  color: rgba(247, 242, 236, 0.45);
}

.nav--scrolled .nav__link {
  color: rgba(247, 242, 236, 0.75);
}

.nav--scrolled .nav__link:hover {
  color: var(--blush-200);
}

.nav--scrolled .nav__link.active {
  color: var(--blush-300);
  font-weight: 700;
}

.nav--scrolled .nav__link.active::after {
  background: var(--blush-300);
  transform: scaleX(1);
  height: 2px;
  bottom: -4px;
}

.nav--scrolled .nav__link::after {
  background: var(--blush-300);
}

.nav--scrolled .lang-switcher__btn {
  color: rgba(247, 242, 236, 0.75);
}

.nav--scrolled .lang-switcher__btn {
  border-color: rgba(255, 255, 255, 0.20);
}

.nav--scrolled .lang-switcher__btn:hover {
  color: var(--cream-50);
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.35);
}

.nav--scrolled .nav__hamburger span {
  background: var(--cream-100);
}

.nav--scrolled .nav__right .btn--primary {
  background: rgba(255, 255, 255, 0.14);
  color: var(--cream-100);
  box-shadow: none;
  border: 1.5px solid rgba(255, 255, 255, 0.25);
}

.nav--scrolled .nav__right .btn--primary:hover {
  background: rgba(255, 255, 255, 0.24);
  box-shadow: none;
}

/* Nav right */
.nav__right {
  display: flex;
  align-items: center;
  gap: var(--space-5);
}

/* Language switcher */
.lang-switcher {
  position: relative;
}

.lang-switcher__btn {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--text-500);
  cursor: pointer;
  padding: var(--space-3) var(--space-4);
  border-radius: var(--radius-md);
  transition: all var(--duration-fast) ease;
  border: 1.5px solid var(--color-border);
}

.lang-switcher__btn:hover {
  color: var(--green-700);
  background: var(--green-50);
  border-color: var(--color-border);
}

.lang-flag-svg {
  display: flex;
  align-items: center;
  flex-shrink: 0;
}

.lang-flag-svg svg {
  display: block;
  width: 24px;
  height: 17px;
  border-radius: 2px;
  box-shadow: 0 0 0 1px rgba(0,0,0,0.12);
}

.lang-switcher__btn svg {
  width: 14px;
  height: 14px;
  transition: transform var(--duration-fast) ease;
}

.lang-switcher--open .lang-switcher__btn svg {
  transform: rotate(180deg);
}

.lang-switcher__dropdown {
  position: absolute;
  top: calc(100% + 8px);
  right: 0;
  min-width: 160px;
  background: var(--white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  padding: var(--space-2);
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: all var(--duration) var(--ease-out);
  z-index: 100;
}

.lang-switcher--open .lang-switcher__dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.lang-switcher__option {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-2) var(--space-3);
  border-radius: var(--radius);
  cursor: pointer;
  transition: background var(--duration-fast) ease;
  font-size: var(--text-sm);
  color: var(--text-500);
  font-weight: 500;
}

.lang-switcher__option:hover {
  background: var(--green-50);
  color: var(--green-700);
}

.lang-switcher__option.active {
  color: var(--green-700);
  font-weight: 600;
}


/* Mobile hamburger */
.nav__hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: var(--space-2);
  cursor: pointer;
  background: none;
  border: none;
}

.nav__hamburger span {
  display: block;
  width: 22px;
  height: 1.5px;
  background: var(--green-700);
  transition: all var(--duration) var(--ease-out);
  transform-origin: left;
}

.nav__hamburger.open span:nth-child(1) {
  transform: rotate(45deg);
}

.nav__hamburger.open span:nth-child(2) {
  opacity: 0;
  transform: scaleX(0);
}

.nav__hamburger.open span:nth-child(3) {
  transform: rotate(-45deg);
}

/* Mobile menu */
.mobile-menu {
  position: fixed;
  top: 76px;
  left: 0;
  right: 0;
  bottom: 0;
  background: var(--off-white);
  z-index: 999;
  padding: var(--space-8) clamp(1.25rem, 5vw, 3rem);
  transform: translateX(100%);
  transition: transform var(--duration-slow) var(--ease-out);
  overflow-y: auto;
  display: flex;
  flex-direction: column;
  gap: var(--space-6);
}

.mobile-menu.open {
  transform: translateX(0);
}

.mobile-menu__links {
  display: flex;
  flex-direction: column;
  gap: var(--space-1);
  border-bottom: 1px solid var(--color-border);
  padding-bottom: var(--space-8);
}

.mobile-menu__link {
  font-family: var(--font-serif);
  font-size: var(--text-3xl);
  color: var(--green-700);
  padding: var(--space-3) 0;
  display: block;
  border-bottom: 1px solid var(--color-border);
  transition: color var(--duration-fast) ease;
}

.mobile-menu__link:last-child {
  border-bottom: none;
}

.mobile-menu__link:hover {
  color: var(--green-500);
}

.mobile-menu__link.active {
  color: var(--blush-700);
}

.mobile-menu__langs {
  display: flex;
  gap: var(--space-4);
}

.mobile-menu__cta {
  margin-top: auto;
}

/* --------------------------------------------------------------------------
   7. HERO SECTION
   -------------------------------------------------------------------------- */

.hero {
  min-height: 100vh;
  min-height: 100svh;
  position: relative;
  display: flex;
  align-items: center;
  background-image: url('../images/nataliia-hero.png');
  background-size: cover;
  background-position: right center;
  background-repeat: no-repeat;
  overflow: hidden;
  padding-top: 76px;
}

/* Gradient overlay — opaque cream on left fading to transparent on right */
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to right,
    rgba(249, 242, 234, 0.96) 0%,
    rgba(251, 240, 238, 0.88) 28%,
    rgba(249, 242, 234, 0.62) 50%,
    rgba(249, 242, 234, 0.18) 72%,
    transparent 88%
  );
  pointer-events: none;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(
    90deg,
    var(--brown-300) 0%,
    var(--blush-500) 35%,
    var(--green-500) 70%,
    var(--brown-300) 100%
  );
}

.hero__bg-circle { display: none; }

.hero__content {
  position: relative;
  z-index: 2;
  display: flex;
  flex-direction: column;
  max-width: 600px;
  padding: clamp(3rem, 5vw, 5rem) 0;
}

.hero__left {
  display: flex;
  flex-direction: column;
  gap: var(--space-6);
}

.hero__eyebrow {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.hero__eyebrow-line {
  width: 40px;
  height: 2px;
  background: var(--blush-500);
}

.hero__headline {
  font-family: var(--font-serif);
  font-size: clamp(3.25rem, 7vw, 5.75rem);
  font-weight: 300;
  line-height: 0.96;
  letter-spacing: -0.03em;
  color: var(--green-700);
}

.hero__headline em {
  font-style: italic;
  font-weight: 300;
  color: var(--green-600);
}

.hero__sub {
  font-size: clamp(var(--text-base), 1.5vw, var(--text-lg));
  line-height: 1.8;
  color: var(--text-400);
  max-width: 520px;
  font-weight: 300;
}

.hero__ctas {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  flex-wrap: wrap;
}

.hero__trust {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-5);
  padding-top: var(--space-6);
  border-top: 2px solid var(--color-border-blush);
  margin-top: var(--space-2);
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  background: var(--blush-50);
  border: 1.5px solid var(--color-border-blush);
  border-radius: var(--radius-full);
  padding: var(--space-2) var(--space-4) var(--space-2) var(--space-2);
}

.trust-badge__icon {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--green-50);
  border: 1px solid var(--green-100);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.trust-badge__icon svg {
  width: 15px;
  height: 15px;
  color: var(--green-600);
}

.trust-badge__text {
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.04em;
  color: var(--green-800);
  line-height: 1.3;
}

/* Hero portrait area */
.hero__right {
  display: flex;
  justify-content: center;
  align-items: center;
  position: relative;
}

.hero__portrait {
  position: relative;
  width: 100%;
  max-width: 440px;
}

.hero__portrait-frame {
  aspect-ratio: 4 / 5;
  background: linear-gradient(135deg, var(--green-100) 0%, var(--cream-500) 40%, var(--blush-100) 100%);
  border-radius: var(--radius-xl) var(--radius-xl) 40% 40%;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  overflow: hidden;
  position: relative;
  box-shadow: var(--shadow-xl);
}


.hero__portrait-placeholder {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: var(--space-4);
  padding: var(--space-12);
  color: var(--green-400);
  text-align: center;
  height: 100%;
  width: 100%;
}

.hero__portrait-initials {
  font-family: var(--font-serif);
  font-size: clamp(5rem, 10vw, 8rem);
  font-weight: 300;
  color: var(--green-300);
  line-height: 1;
  font-style: italic;
}

.hero__portrait-note {
  font-size: var(--text-xs);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--green-400);
  opacity: 0.7;
}

.hero__portrait img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top center;
}

/* Portrait accent elements */
.hero__portrait-badge {
  position: absolute;
  bottom: -20px;
  left: -20px;
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: var(--space-4) var(--space-5);
  box-shadow: var(--shadow-lg);
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.hero__portrait-badge-icon {
  width: 40px;
  height: 40px;
  background: var(--green-50);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.hero__portrait-badge-icon svg {
  width: 20px;
  height: 20px;
  color: var(--green-500);
}

.hero__portrait-badge-text {
  line-height: 1.3;
}

.hero__portrait-badge-text strong {
  display: block;
  font-family: var(--font-sans);
  font-size: var(--text-sm);
  font-weight: 700;
  color: var(--green-700);
}

.hero__portrait-badge-text span {
  font-size: var(--text-xs);
  color: var(--text-400);
  letter-spacing: 0.02em;
}

.hero__portrait-dot {
  position: absolute;
  top: var(--space-6);
  right: -12px;
  width: 80px;
  height: 80px;
  background: var(--blush-100);
  border-radius: 50%;
  opacity: 0.8;
}

/* Scroll indicator */
.hero__scroll {
  position: absolute;
  bottom: var(--space-8);
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-2);
  color: var(--text-300);
  animation: pulse-down 2s infinite;
}

.hero__scroll span {
  font-size: var(--text-xs);
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.hero__scroll svg {
  width: 20px;
  height: 20px;
}

@keyframes pulse-down {
  0%, 100% { opacity: 0.5; transform: translateX(-50%) translateY(0); }
  50% { opacity: 1; transform: translateX(-50%) translateY(4px); }
}

/* --------------------------------------------------------------------------
   8. WHY INDEPENDENT SECTION
   -------------------------------------------------------------------------- */

.why-independent {
  background: linear-gradient(180deg, var(--cream-50) 0%, var(--blush-50) 100%);
  clip-path: polygon(0 60px, 100% 0, 100% 100%, 0 100%);
  margin-top: -60px;
  padding-top: calc(var(--section-py) + 60px);
  position: relative;
  z-index: 1;
  border-top: 4px solid var(--blush-500);
  border-bottom: var(--section-rule);
}

.comparison {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: 0;
  align-items: stretch;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  margin-top: clamp(3rem, 5vw, 4rem);
}

.comparison__col {
  padding: clamp(2.5rem, 4vw, 3.5rem);
  position: relative;
}

.comparison__col--independent {
  background: linear-gradient(150deg, #2e4d30 0%, #1c3020 100%);
  color: var(--cream-100);
}

.comparison__col--captive {
  background: var(--brown-50);
}

.comparison__divider {
  width: 3px;
  background: var(--blush-400, var(--blush-500));
  flex-shrink: 0;
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
}

.comparison__divider-label {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  background: var(--white);
  border: 2px solid var(--color-border-brown);
  border-radius: var(--radius-full);
  padding: var(--space-3) var(--space-4);
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--brown-500);
  white-space: nowrap;
  z-index: 2;
  box-shadow: var(--shadow-md);
}

.comparison__type {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-bottom: var(--space-3);
  opacity: 0.7;
}

.comparison__col--independent .comparison__type {
  color: var(--blush-300);
}

.comparison__col--captive .comparison__type {
  color: var(--text-300);
}

.comparison__heading {
  font-family: var(--font-serif);
  font-size: clamp(var(--text-3xl), 3vw, var(--text-4xl));
  font-weight: 400;
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin-bottom: var(--space-8);
}

.comparison__col--independent .comparison__heading {
  color: var(--cream-50);
}

.comparison__col--captive .comparison__heading {
  color: var(--green-700);
}

.comparison__list {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
}

.comparison__item {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  font-size: var(--text-base);
  line-height: 1.6;
}

.comparison__item-icon {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
}

.comparison__col--independent .comparison__item-icon {
  background: rgba(232, 189, 184, 0.2);
}

.comparison__col--independent .comparison__item-icon svg {
  color: var(--blush-300);
}

.comparison__col--captive .comparison__item-icon {
  background: rgba(180, 60, 60, 0.10);
}

.comparison__col--captive .comparison__item-icon svg {
  color: #b34848;
}

.comparison__col--independent .comparison__item {
  color: rgba(247, 242, 236, 0.9);
}

.comparison__col--captive .comparison__item {
  color: var(--text-400);
}

.comparison__highlight {
  margin-top: var(--space-8);
  padding: var(--space-5) var(--space-6);
  background: rgba(212, 146, 140, 0.22);
  border: 2px solid rgba(176, 112, 106, 0.45);
  border-radius: var(--radius-md);
}

.comparison__highlight p {
  font-family: var(--font-serif);
  font-size: var(--text-xl);
  font-style: italic;
  font-weight: 300;
  line-height: 1.5;
  color: var(--cream-100);
  margin: 0;
}

/* --------------------------------------------------------------------------
   9. INSURANCE SOLUTIONS
   -------------------------------------------------------------------------- */

.solutions {
  background:
    linear-gradient(180deg, var(--blush-50) 0%, var(--cream-100) 45%, var(--cream-50) 100%);
  border-bottom: var(--section-rule);
  border-top: 3px solid var(--blush-500);
  position: relative;
}

.solutions__split {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: stretch;
  margin-top: clamp(2.5rem, 4vw, 3.5rem);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}

.solutions__col {
  padding: clamp(1.75rem, 3vw, 3rem);
}

.solutions__col--personal {
  background: linear-gradient(155deg, #2e4d30 0%, #1c3020 100%);
  color: var(--cream-100);
}

.solutions__col--business {
  background: linear-gradient(180deg, var(--blush-50) 0%, var(--brown-50) 100%);
}

.solutions__divider {
  width: 3px;
  background: var(--blush-500);
  flex-shrink: 0;
}

.solutions__col-label {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin: 0 0 var(--space-2);
  opacity: 0.75;
}

.solutions__col--personal .solutions__col-label {
  color: var(--blush-300);
}

.solutions__col--business .solutions__col-label {
  color: var(--brown-500);
}

.solutions__col-title {
  font-family: var(--font-serif);
  font-size: clamp(var(--text-2xl), 2.5vw, var(--text-3xl));
  font-weight: 400;
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin: 0 0 var(--space-6);
}

.solutions__col--personal .solutions__col-title {
  color: var(--cream-50);
}

.solutions__col--business .solutions__col-title {
  color: var(--green-700);
}

.solutions__col-title-short {
  display: none;
}

.solutions__list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.solutions__link {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  padding: var(--space-3) var(--space-4);
  border-radius: var(--radius-md);
  text-decoration: none;
  transition: background var(--duration) var(--ease-out);
}

.solutions__col--personal .solutions__link {
  color: rgba(247, 242, 236, 0.92);
}

.solutions__col--personal .solutions__link:hover {
  background: rgba(255, 255, 255, 0.08);
}

.solutions__col--business .solutions__link {
  color: var(--text-700);
}

.solutions__col--business .solutions__link:hover {
  background: rgba(255, 255, 255, 0.65);
}

.solutions__bullet {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  flex-shrink: 0;
  margin-top: 0.45em;
}

.solutions__col--personal .solutions__bullet {
  background: var(--blush-400, var(--blush-500));
}

.solutions__col--business .solutions__bullet {
  background: var(--green-500);
}

.solutions__link-text {
  display: flex;
  flex-direction: column;
  gap: 2px;
  min-width: 0;
}

.solutions__link-text strong {
  font-size: var(--text-sm);
  font-weight: 600;
  line-height: 1.35;
}

.solutions__link-text span {
  font-size: var(--text-xs);
  line-height: 1.45;
  opacity: 0.82;
}

.solutions__col--business .solutions__link-text span {
  color: var(--text-400);
  opacity: 1;
}

.solutions__footnote {
  margin: var(--space-6) 0 0;
  text-align: center;
  font-size: var(--text-xs);
  line-height: 1.6;
  color: var(--text-300);
  font-style: italic;
}

/* --------------------------------------------------------------------------
   10. ABOUT SECTION
   -------------------------------------------------------------------------- */

.about {
  background: var(--blush-50);
  border-bottom: 2px solid var(--color-border-blush);
}

.about__content {
  display: grid;
  grid-template-columns: 1fr 1.15fr;
  column-gap: clamp(2rem, 4vw, 4.5rem);
  row-gap: var(--space-4);
  align-items: start;
}

.about__heading {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  grid-column: 2;
  grid-row: 1;
}

.about__portrait {
  position: relative;
  grid-column: 1;
  grid-row: 1 / 4;
}

.about__portrait-wrap {
  position: relative;
  width: 100%;
}

.about__portrait-img {
  aspect-ratio: 3 / 4;
  background: linear-gradient(160deg, var(--cream-300) 0%, var(--green-100) 50%, var(--blush-100) 100%);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
}

.about__portrait-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 10%;
}

.about__portrait-initials {
  font-family: var(--font-serif);
  font-size: clamp(5rem, 12vw, 9rem);
  font-weight: 300;
  color: var(--green-300);
  font-style: italic;
  line-height: 1;
}

.about__portrait-tag {
  position: absolute;
  right: -20px;
  top: var(--space-6);
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: var(--space-3) var(--space-4);
  box-shadow: var(--shadow-lg);
  text-align: center;
  min-width: 90px;
}

.about__portrait-tag-number {
  font-family: var(--font-serif);
  font-size: var(--text-3xl);
  font-weight: 400;
  color: var(--green-700);
  line-height: 1;
  letter-spacing: -0.03em;
}

.about__portrait-tag-label {
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--text-300);
  line-height: 1.3;
  margin-top: var(--space-1);
}

.about__portrait-accent {
  position: absolute;
  bottom: -16px;
  left: -16px;
  width: 100px;
  height: 100px;
  border-radius: 50%;
  background: var(--blush-100);
  z-index: -1;
}

.about__text-primary {
  display: flex;
  flex-direction: column;
  gap: var(--space-5);
  grid-column: 2;
  grid-row: 2;
}

.about__text-extended {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  grid-column: 2;
  grid-row: 3;
}

.about__footer {
  grid-column: 1 / -1;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-6);
  padding-top: var(--space-8);
  border-top: 2px solid var(--color-border-blush);
  margin-top: var(--space-4);
}

.about__marquee {
  width: 100vw;
  max-width: 100vw;
  margin-left: calc(50% - 50vw);
  overflow: hidden;
  padding: var(--space-5) 0;
  background: rgba(255, 255, 255, 0.5);
  border-top: 1px solid rgba(212, 146, 140, 0.35);
  border-bottom: 1px solid rgba(212, 146, 140, 0.35);
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent);
  mask-image: linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent);
}

.about__marquee-track {
  display: flex;
  width: max-content;
  animation: about-marquee 36s linear infinite;
}

.about__marquee:hover .about__marquee-track {
  animation-play-state: paused;
}

.about__marquee-group {
  display: flex;
  align-items: center;
  gap: clamp(2rem, 4vw, 3.5rem);
  padding-right: clamp(2rem, 4vw, 3.5rem);
  list-style: none;
  margin: 0;
  flex-shrink: 0;
}

.about__marquee-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-1);
  text-align: center;
  white-space: nowrap;
}

.about__marquee-sep {
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--blush-500);
  flex-shrink: 0;
}

@keyframes about-marquee {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

.about__footer .btn-group {
  justify-content: center;
}

.about__name {
  font-family: var(--font-serif);
  font-size: clamp(var(--text-4xl), 4vw, var(--text-6xl));
  font-weight: 400;
  color: var(--green-700);
  line-height: 1.05;
  letter-spacing: -0.03em;
  margin-top: var(--space-2);
}

.about__name em {
  font-style: italic;
  color: var(--brown-500);
}

.about__body {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
}

.about__body p {
  font-size: clamp(var(--text-sm), 1.2vw, var(--text-base));
  line-height: 1.8;
  color: var(--text-400);
  font-weight: 300;
  margin: 0;
}

.about__credential-label {
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-300);
}

.about__credential-value {
  font-family: var(--font-serif);
  font-size: clamp(var(--text-lg), 2vw, var(--text-xl));
  color: var(--green-700);
  font-weight: 400;
  line-height: 1.3;
}

/* --------------------------------------------------------------------------
   11. MULTILINGUAL SECTION
   -------------------------------------------------------------------------- */

.languages {
  background: var(--green-700);
  position: relative;
  overflow: hidden;
  border-top: 4px solid var(--blush-500);
  border-bottom: 4px solid var(--brown-700);
}

.languages::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  background: rgba(255,255,255,0.03);
}

.languages::after {
  content: '';
  position: absolute;
  bottom: -30%;
  left: -5%;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: rgba(212, 146, 140, 0.14);
}

.languages__content {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(3rem, 6vw, 6rem);
  align-items: center;
}

.languages__left .section__label {
  color: var(--blush-300);
}

.languages__left h2 {
  color: var(--cream-100);
  margin-bottom: var(--space-5);
}

.languages__left p {
  color: rgba(247, 242, 236, 0.7);
  font-size: clamp(var(--text-base), 1.5vw, var(--text-lg));
  font-weight: 300;
  margin: 0;
}

.language-cards {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
}

.language-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.10);
  border-radius: var(--radius-lg);
  padding: var(--space-6) var(--space-7);
  display: flex;
  align-items: center;
  gap: var(--space-5);
  backdrop-filter: blur(8px);
  transition: all var(--duration) var(--ease-out);
  cursor: pointer;
}

.language-card:hover {
  background: rgba(255,255,255,0.10);
  border-color: rgba(232, 189, 184, 0.3);
  transform: translateX(6px);
}

.language-card__flag {
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 28px;
  border-radius: 3px;
  overflow: hidden;
  box-shadow: 0 1px 4px rgba(0, 0, 0, 0.18);
}

.language-card__flag svg {
  width: 100%;
  height: 100%;
  display: block;
}

.language-card__info {
  flex: 1;
}

.language-card__name {
  font-family: var(--font-serif);
  font-size: var(--text-2xl);
  font-weight: 400;
  color: var(--cream-50);
  line-height: 1.2;
  letter-spacing: -0.01em;
  margin: 0;
}

.language-card__native {
  font-size: var(--text-sm);
  color: rgba(247, 242, 236, 0.5);
  letter-spacing: 0.04em;
  line-height: 1.4;
}

.language-card__badge {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--blush-300);
  background: rgba(221, 181, 176, 0.12);
  border: 1px solid rgba(221, 181, 176, 0.2);
  padding: var(--space-1) var(--space-3);
  border-radius: var(--radius-full);
}

/* --------------------------------------------------------------------------
   12. TESTIMONIALS
   -------------------------------------------------------------------------- */

.testimonials {
  background:
    linear-gradient(180deg, var(--blush-100) 0%, rgba(251, 240, 238, 0.85) 40%, var(--cream-100) 100%),
    url('../images/tc-pattern.png') center / 520px auto repeat,
    var(--blush-50);
  border-top: 3px solid var(--blush-500);
  border-bottom: 2px solid var(--color-border-blush);
}

.testimonials__carousel {
  margin-top: clamp(3rem, 5vw, 4rem);
}

.testimonials__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
}

.testimonials__controls {
  display: none;
}

.testimonials__arrow {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1.5px solid var(--color-border-blush);
  background: var(--white);
  color: var(--green-700);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  flex-shrink: 0;
  transition:
    background var(--duration-fast) ease,
    border-color var(--duration-fast) ease,
    color var(--duration-fast) ease,
    box-shadow var(--duration-fast) ease;
}

.testimonials__arrow svg {
  width: 20px;
  height: 20px;
}

.testimonials__arrow:hover {
  background: var(--blush-50);
  border-color: var(--blush-500);
  color: var(--brown-500);
  box-shadow: var(--shadow-sm);
}

.testimonials__dots {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
}

.testimonials__dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  border: none;
  padding: 0;
  background: rgba(107, 68, 40, 0.25);
  cursor: pointer;
  transition: transform var(--duration-fast) ease, background var(--duration-fast) ease;
}

.testimonials__dot.is-active {
  background: var(--blush-500);
  transform: scale(1.25);
}

.testimonial-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: clamp(2rem, 3vw, 2.5rem);
  box-shadow: var(--shadow-sm);
  border: 1.5px solid var(--color-border-blush);
  display: flex;
  flex-direction: column;
  gap: var(--space-5);
  transition: all var(--duration) var(--ease-out);
  position: relative;
  overflow: hidden;
}

.testimonial-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--blush-500) 0%, var(--brown-300) 50%, var(--green-500) 100%);
  opacity: 1;
  transition: opacity var(--duration) ease;
}

.testimonial-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.testimonial-card:hover::before {
  opacity: 1;
}

.testimonial-card__quote-mark {
  font-family: var(--font-serif);
  font-size: 5rem;
  line-height: 0.6;
  font-weight: 300;
  color: var(--blush-300);
  font-style: italic;
  margin-bottom: var(--space-2);
}

.testimonial-card__stars {
  display: flex;
  gap: 3px;
  margin-bottom: var(--space-3);
}

.testimonial-card__star {
  width: 17px;
  height: 17px;
  color: #E8A857;
}

.testimonial-card__text {
  font-size: var(--text-base);
  line-height: 1.8;
  color: var(--text-500);
  font-weight: 400;
  font-style: italic;
  flex: 1;
  margin: 0;
}

.testimonial-card__author {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding-top: var(--space-4);
  border-top: 2px solid var(--color-border-blush);
}

.testimonial-card__avatar {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--blush-100);
  border: 1.5px solid var(--color-border-blush);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-serif);
  font-size: var(--text-lg);
  font-weight: 400;
  color: var(--green-500);
  flex-shrink: 0;
}

.testimonial-card__author-name {
  font-size: var(--text-sm);
  font-weight: 700;
  color: var(--text-700);
  line-height: 1.2;
}

.testimonial-card__author-detail {
  font-size: var(--text-xs);
  color: var(--text-300);
  letter-spacing: 0.02em;
  line-height: 1.3;
}

/* --------------------------------------------------------------------------
   13. RESOURCES SECTION
   -------------------------------------------------------------------------- */

.resources {
  background: linear-gradient(180deg, var(--cream-100) 0%, var(--blush-50) 100%);
  border-bottom: var(--section-rule);
  border-top: 3px solid var(--green-500);
  position: relative;
}

.resources__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-8);
  margin-top: clamp(3rem, 5vw, 4rem);
}

.article-card {
  display: flex;
  flex-direction: column;
  gap: 0;
  background: var(--white);
  border: 1.5px solid var(--color-border-brown);
  border-radius: var(--radius-lg);
  overflow: hidden;
  position: relative;
  transition: all var(--duration) var(--ease-out);
  text-decoration: none;
  box-shadow: var(--shadow-xs);
}

.article-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
  border-color: var(--blush-500);
}

.article-card__img {
  aspect-ratio: 16 / 9;
  background: var(--color-bg-section);
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
}

.article-card__icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.72);
  border: 1px solid rgba(44, 74, 46, 0.12);
  box-shadow: var(--shadow-sm);
  position: relative;
  z-index: 1;
  transition: opacity var(--duration) ease;
}

.article-card__icon svg {
  width: 34px;
  height: 34px;
  color: var(--green-600);
}

.article-card__photo {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0;
  transition: opacity var(--duration) ease, transform var(--duration-slow) var(--ease-out);
}

.article-card__img--has-photo .article-card__photo {
  opacity: 1;
}

.article-card__img--has-photo .article-card__icon {
  opacity: 0;
  pointer-events: none;
}

.article-card:hover .article-card__img--has-photo .article-card__photo {
  transform: scale(1.03);
}

.article-card__img--auto { background: linear-gradient(135deg, var(--green-100), var(--green-50)); }
.article-card__img--contractor { background: linear-gradient(135deg, var(--brown-100), var(--brown-50)); }
.article-card__img--home { background: linear-gradient(135deg, var(--blush-100), var(--blush-50)); }
.article-card__img--business { background: linear-gradient(135deg, var(--green-200, var(--green-100)), var(--cream-300)); }
.article-card__img--personal { background: linear-gradient(135deg, var(--blush-300), var(--blush-100)); }
.article-card__img--bop { background: linear-gradient(135deg, var(--brown-100), var(--blush-100)); }
.article-card__img--renters { background: linear-gradient(135deg, var(--cream-300), var(--brown-50)); }
.article-card__img--commercial-auto { background: linear-gradient(135deg, var(--green-50), var(--cream-300)); }
.article-card__img--workers-comp { background: linear-gradient(135deg, var(--blush-50), var(--brown-100)); }

.article-card__content {
  padding: var(--space-6);
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  flex: 1;
}

.article-card__category {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--brown-500);
}

.article-card__title {
  font-family: var(--font-serif);
  font-size: var(--text-2xl);
  font-weight: 400;
  line-height: 1.25;
  color: var(--green-700);
  letter-spacing: -0.01em;
  transition: color var(--duration-fast) ease;
}

.article-card:hover .article-card__title {
  color: var(--green-500);
}

.article-card__excerpt {
  font-size: var(--text-sm);
  line-height: 1.75;
  color: var(--text-muted);
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
  overflow: hidden;
  margin: 0;
}

.article-card__meta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: auto;
  padding-top: var(--space-4);
  border-top: 2px solid var(--color-border-brown);
}

.article-card__read-time {
  font-size: var(--text-xs);
  color: var(--text-300);
  letter-spacing: 0.04em;
}

.article-card__link {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--green-500);
  display: flex;
  align-items: center;
  gap: var(--space-1);
  text-decoration: none;
  transition: gap var(--duration-fast) ease;
}

.article-card__link::after {
  content: '';
  position: absolute;
  inset: 0;
}

.article-card:hover .article-card__link {
  gap: var(--space-2);
}

.article-card__link svg {
  width: 12px;
  height: 12px;
}

.resources__cta {
  text-align: center;
  margin-top: clamp(3rem, 4vw, 4rem);
}

/* --------------------------------------------------------------------------
   14. QUOTE FORM
   -------------------------------------------------------------------------- */

.quote {
  background:
    linear-gradient(135deg, rgba(248, 212, 207, 0.55) 0%, rgba(240, 230, 222, 0.65) 50%, rgba(220, 232, 221, 0.45) 100%),
    url('../images/tc-pattern.png') center / 520px auto repeat,
    var(--brown-100);
  border-top: 4px solid var(--blush-500);
  position: relative;
}

.quote__content {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: clamp(3rem, 6vw, 7rem);
  align-items: start;
}

.quote__left {
  position: sticky;
  top: 120px;
  display: flex;
  flex-direction: column;
  gap: var(--space-6);
}

.quote__left h2 {
  margin-top: var(--space-2);
}

.quote__feature-list {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  margin-top: var(--space-2);
}

.quote__feature {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
}

.quote__feature-icon {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--green-100);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
}

.quote__feature-icon svg {
  width: 12px;
  height: 12px;
  color: var(--green-500);
}

.quote__feature-text {
  font-size: var(--text-sm);
  color: var(--text-500);
  line-height: 1.6;
  margin: 0;
}

/* Form */
.quote__form-wrap {
  background: var(--white);
  border-radius: var(--radius-xl);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  box-shadow: var(--shadow-xl);
  border: 2px solid var(--color-border-brown);
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
  margin-bottom: var(--space-5);
}

.form-label {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-500);
}

.form-label .required {
  color: var(--blush-700);
  margin-left: 2px;
}

.form-input,
.form-select,
.form-textarea {
  width: 100%;
  padding: 0.8rem 1rem;
  font-family: var(--font-sans);
  font-size: var(--text-base);
  color: var(--text-charcoal);
  background: var(--off-white);
  border: 1.5px solid var(--color-border-brown);
  border-radius: var(--radius-md);
  outline: none;
  transition: all var(--duration-fast) ease;
  -webkit-appearance: none;
}

.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  border-color: var(--green-400);
  background: var(--white);
  box-shadow: 0 0 0 3px rgba(78, 116, 81, 0.1);
}

.form-input::placeholder,
.form-textarea::placeholder {
  color: var(--text-200);
}

.form-error {
  font-size: var(--text-xs);
  color: var(--blush-700);
  min-height: 1.1em;
}

.form-input--error,
.form-select--error,
.form-textarea--error {
  border-color: var(--blush-700) !important;
}

.form-input--error:focus,
.form-select--error:focus,
.form-textarea--error:focus {
  box-shadow: 0 0 0 3px rgba(196, 148, 144, 0.18);
}

.form-textarea {
  resize: vertical;
  min-height: 120px;
  line-height: 1.6;
}

.form-select {
  cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%236b7d6c' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  padding-right: 2.5rem;
}

/* Coverage type tiles */
.coverage-tiles__header {
  margin-bottom: var(--space-3);
}

.coverage-tiles__prompt {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--text-300);
  margin: 0 0 var(--space-1);
}

.coverage-tiles__hint {
  font-size: var(--text-xs);
  color: var(--text-400);
  margin: 0;
}

.coverage-tiles {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-2);
  margin-bottom: var(--space-5);
}

.coverage-tile__name-short {
  display: none;
}

.coverage-tile {
  position: relative;
}

.coverage-tile input[type="checkbox"] {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
}

.coverage-tile__label {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  padding: var(--space-4) var(--space-3);
  border: 1.5px solid var(--color-border-brown);
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: all var(--duration-fast) ease;
  text-align: center;
  background: var(--off-white);
  min-height: 80px;
}

.coverage-tile__label:hover {
  border-color: var(--blush-500);
  background: var(--blush-50);
}

.coverage-tile input:checked + .coverage-tile__label {
  border-color: var(--blush-500);
  background: var(--blush-50);
  box-shadow: 0 0 0 3px rgba(212, 146, 140, 0.22);
}

.coverage-tile__icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--green-50);
  border: 1px solid var(--green-100);
}

.coverage-tile__icon svg {
  width: 18px;
  height: 18px;
  color: var(--green-600);
}

.coverage-tile input:checked + .coverage-tile__label .coverage-tile__icon {
  background: var(--white);
  border-color: var(--green-300);
}

.coverage-tile__name {
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.06em;
  color: var(--text-500);
  line-height: 1.3;
}

.coverage-tile input:checked + .coverage-tile__label .coverage-tile__name {
  color: var(--green-700);
}

/* Business fields (conditional) */
.business-fields {
  background: var(--cream-50, var(--cream-100));
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: var(--space-5);
  margin-bottom: var(--space-5);
  display: none;
}

.business-fields.visible {
  display: block;
}

.business-fields__title {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--green-500);
  margin-bottom: var(--space-4);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-4);
}

.form-row--name {
  grid-template-columns: 1fr 1fr;
}

.form-submit-wrap {
  margin-top: var(--space-6);
}

/* Quote form — tighter vertical rhythm */
.quote__form-fields .coverage-tiles__header {
  margin-bottom: var(--space-2);
}

.quote__form-fields .coverage-tiles {
  margin-bottom: var(--space-3);
}

.quote__form-fields .business-fields {
  padding: var(--space-4);
  margin-bottom: var(--space-3);
}

.quote__form-fields .business-fields__title {
  margin-bottom: var(--space-2);
}

#quote-form .form-group {
  gap: var(--space-1);
  margin-bottom: var(--space-3);
}

#quote-form .form-row {
  gap: var(--space-3);
  margin-bottom: var(--space-3);
}

#quote-form .form-row .form-group {
  margin-bottom: 0;
}

#quote-form .form-input,
#quote-form .form-select,
#quote-form .form-textarea {
  padding: 0.625rem 0.875rem;
}

#quote-form .form-textarea {
  min-height: 96px;
}

#quote-form .form-error {
  min-height: 0;
  line-height: 1.3;
}

#quote-form .form-submit-wrap {
  margin-top: var(--space-4);
}

#quote-form .form-privacy {
  margin-top: var(--space-2);
}

.form-submit-wrap .btn {
  width: 100%;
  justify-content: center;
  font-size: var(--text-sm);
  padding: 1rem 2rem;
  border-radius: var(--radius-md);
}

.form-privacy {
  text-align: center;
  font-size: var(--text-xs);
  color: var(--text-300);
  margin-top: var(--space-3);
  line-height: 1.5;
}

.form-privacy a {
  color: var(--green-400);
  text-decoration: underline;
  text-underline-offset: 2px;
  cursor: pointer;
}

.form-success {
  display: none;
  text-align: center;
  padding: var(--space-12) var(--space-8);
  flex-direction: column;
  align-items: center;
  gap: var(--space-4);
}

.form-success.visible {
  display: flex;
}

.form-success__icon {
  width: 64px;
  height: 64px;
  background: var(--green-50);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-2);
}

.form-success__icon svg {
  width: 32px;
  height: 32px;
  color: var(--green-500);
}

.form-success__title {
  font-family: var(--font-serif);
  font-size: var(--text-3xl);
  color: var(--green-700);
  font-weight: 400;
}

.form-success__body {
  color: var(--text-400);
  font-size: var(--text-base);
  max-width: 320px;
  line-height: 1.7;
  margin: 0;
}

/* --------------------------------------------------------------------------
   15. CONTACT SECTION
   -------------------------------------------------------------------------- */

.contact {
  background: linear-gradient(180deg, var(--blush-50) 0%, var(--cream-100) 100%);
  border-top: 3px solid var(--blush-500);
}

.contact__grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: var(--space-8);
  margin-top: clamp(2.5rem, 4vw, 3.5rem);
  align-items: stretch;
}

.contact__block {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}

.contact__block-label {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--brown-500);
  padding-bottom: var(--space-2);
  border-bottom: 2px solid var(--color-border-brown);
  margin: 0;
}

.contact__method {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-3) 0;
  border-bottom: 2px solid var(--color-border-brown);
  text-decoration: none;
  transition: all var(--duration-fast) ease;
}

.contact__method:last-child {
  border-bottom: none;
}

.contact__method:hover {
  padding-left: var(--space-2);
}

.contact__method-icon {
  width: 40px;
  height: 40px;
  border-radius: var(--radius-md);
  background: var(--blush-50);
  border: 1.5px solid var(--color-border-blush);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: var(--shadow-xs);
  transition: all var(--duration-fast) ease;
}

.contact__method:hover .contact__method-icon {
  background: var(--green-700);
  border-color: var(--green-700);
  box-shadow: var(--shadow-green);
}

.contact__method-icon svg {
  width: 18px;
  height: 18px;
  color: var(--green-500);
  transition: color var(--duration-fast) ease;
}

.contact__method:hover .contact__method-icon svg {
  color: var(--cream-100);
}

.contact__method-content {
  flex: 1;
}

.contact__method-type {
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--text-300);
  line-height: 1;
  margin-bottom: 4px;
}

.contact__method-value {
  font-size: var(--text-base);
  font-weight: 600;
  color: var(--text-700);
  line-height: 1.2;
}

.contact__map {
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: var(--brown-50);
  border: 2px solid var(--color-border-brown);
  position: relative;
}

@media (min-width: 961px) {
  .contact__grid {
    align-items: stretch;
  }

  .contact__block--map {
    display: flex;
    min-height: 100%;
  }

  .contact__block--map .contact__map {
    flex: 1 1 auto;
    min-height: 0;
  }
}

.contact__map-embed {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  border: 0;
  display: block;
  filter: saturate(0.92) contrast(1.02);
}

.footer__lang-btn {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  text-align: left;
  background: none;
  border: none;
  cursor: pointer;
  font-family: inherit;
  font-size: inherit;
  color: inherit;
  padding: 0;
  transition: color var(--duration-fast) ease;
}

.footer__lang-btn:hover {
  color: var(--cream-50);
}

.footer__lang-flag {
  flex-shrink: 0;
  display: flex;
  width: 22px;
  height: 15px;
  border-radius: 2px;
  overflow: hidden;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.2);
}

.footer__lang-flag svg {
  width: 100%;
  height: 100%;
  display: block;
}

/* Contact form — match quote form label + spacing */
.contact__form {
  display: flex;
  flex-direction: column;
}

#contact-form .form-group {
  gap: var(--space-1);
  margin-bottom: var(--space-3);
}

#contact-form .form-row {
  gap: var(--space-3);
  margin-bottom: var(--space-3);
}

#contact-form .form-row .form-group {
  margin-bottom: 0;
}

#contact-form .form-input,
#contact-form .form-textarea {
  padding: 0.625rem 0.875rem;
  font-size: var(--text-sm);
}

#contact-form .form-textarea {
  min-height: 80px;
}

#contact-form .form-error {
  min-height: 0;
  line-height: 1.3;
}

#contact-form .form-submit-wrap {
  margin-top: var(--space-2);
}

#contact-form .form-submit-wrap .btn {
  width: 100%;
  justify-content: center;
  border-radius: var(--radius-md);
  padding: 0.75rem 1.5rem;
  font-size: var(--text-sm);
}

.contact__service-area {
  margin-top: var(--space-2);
  padding: var(--space-3);
  background: var(--white);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
}

.contact__service-area p {
  font-size: var(--text-xs);
  color: var(--text-300);
  line-height: 1.7;
  margin: 0;
}

.contact__service-area strong {
  color: var(--text-500);
}

.contact__service-area strong:first-child {
  display: block;
  margin-bottom: 4px;
}

/* --------------------------------------------------------------------------
   16. FOOTER
   -------------------------------------------------------------------------- */

.footer {
  background: var(--green-800);
  color: var(--cream-300);
}

.footer__top {
  padding: clamp(4rem, 6vw, 6rem) 0 clamp(3rem, 5vw, 4rem);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer__grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr;
  gap: clamp(2rem, 4vw, 4rem);
}

.footer__brand {
  display: flex;
  flex-direction: column;
  gap: var(--space-5);
}

.footer__logo {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  line-height: 1;
}

.footer__logo-img {
  width: 44px;
  height: auto;
  flex-shrink: 0;
  filter: brightness(0) invert(1);
  opacity: 0.9;
}

.footer__logo-text {
  display: flex;
  flex-direction: column;
}

.footer__logo-name {
  font-family: var(--font-serif);
  font-size: 1.5rem;
  font-weight: 400;
  color: var(--cream-100);
  letter-spacing: -0.01em;
}

.footer__logo-sub {
  font-family: var(--font-sans);
  font-size: 0.6rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: rgba(247, 242, 236, 0.4);
  margin-top: 4px;
}

.footer__tagline {
  font-size: var(--text-sm);
  line-height: 1.7;
  color: rgba(247, 242, 236, 0.55);
  font-weight: 300;
  margin: 0;
  max-width: 280px;
}

.footer__contact-mini {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.footer__contact-item {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-sm);
  color: rgba(247, 242, 236, 0.65);
  text-decoration: none;
  transition: color var(--duration-fast) ease;
}

.footer__contact-item:hover {
  color: var(--cream-100);
}

.footer__contact-item svg {
  width: 14px;
  height: 14px;
  color: var(--green-400);
  flex-shrink: 0;
}

.footer__social {
  display: flex;
  gap: var(--space-3);
  margin-top: var(--space-2);
}

.footer__social-btn {
  width: 42px;
  height: 42px;
  border-radius: var(--radius-md);
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(247, 242, 236, 0.60);
  text-decoration: none;
  transition: all var(--duration) var(--ease-out);
  flex-shrink: 0;
}

.footer__social-btn--instagram {
  background: linear-gradient(135deg, #f09433 0%, #e6683c 25%, #dc2743 50%, #cc2366 75%, #bc1888 100%);
  border-color: transparent;
  color: var(--white);
}

.footer__social-btn--instagram:hover {
  filter: brightness(1.12);
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(220, 39, 67, 0.45);
  color: var(--white);
}

.footer__social-btn--facebook {
  background: #1877F2;
  border-color: transparent;
  color: var(--white);
}

.footer__social-btn--facebook:hover {
  background: #0c63d4;
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(24, 119, 242, 0.45);
  color: var(--white);
}

.footer__social-btn svg {
  width: 18px;
  height: 18px;
}

.footer__col-title {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(247, 242, 236, 0.4);
  margin-bottom: var(--space-5);
  padding-bottom: var(--space-3);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer__links {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.footer__link {
  font-size: var(--text-sm);
  color: rgba(247, 242, 236, 0.6);
  text-decoration: none;
  transition: color var(--duration-fast) ease;
  line-height: 1.6;
  cursor: pointer;
}

.footer__link:hover {
  color: var(--cream-100);
}

.footer__bottom {
  padding: var(--space-6) 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: var(--space-4);
}

.footer__copy {
  font-size: var(--text-xs);
  color: rgba(247, 242, 236, 0.35);
  letter-spacing: 0.04em;
  margin: 0;
}

.footer__legal-links {
  display: flex;
  gap: var(--space-6);
}

.footer__legal-link {
  font-size: var(--text-xs);
  color: rgba(247, 242, 236, 0.4);
  text-decoration: none;
  cursor: pointer;
  letter-spacing: 0.04em;
  transition: color var(--duration-fast) ease;
}

.footer__legal-link:hover {
  color: rgba(247, 242, 236, 0.8);
}

/* --------------------------------------------------------------------------
   17. MODALS
   -------------------------------------------------------------------------- */

.modal-backdrop {
  position: fixed;
  inset: 0;
  background: rgba(22, 40, 24, 0.7);
  backdrop-filter: blur(4px);
  z-index: 2000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: var(--space-6);
  opacity: 0;
  visibility: hidden;
  transition: all var(--duration) ease;
}

.modal-backdrop.open {
  opacity: 1;
  visibility: visible;
}

.modal {
  background: var(--white);
  border-radius: var(--radius-xl);
  max-width: 680px;
  width: 100%;
  max-height: 85vh;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  box-shadow: var(--shadow-xl);
  transform: scale(0.96) translateY(16px);
  transition: transform var(--duration) var(--ease-out);
}

.modal-backdrop.open .modal {
  transform: scale(1) translateY(0);
}

.modal__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--space-6) var(--space-8);
  border-bottom: 1px solid var(--color-border);
  flex-shrink: 0;
}

.modal__title {
  font-family: var(--font-serif);
  font-size: var(--text-2xl);
  font-weight: 400;
  color: var(--green-700);
}

.modal__close {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--cream-100);
  border: 1px solid var(--color-border);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: all var(--duration-fast) ease;
  flex-shrink: 0;
}

.modal__close:hover {
  background: var(--green-50);
  border-color: var(--green-300);
}

.modal__close svg {
  width: 16px;
  height: 16px;
  color: var(--text-400);
}

.modal__body {
  padding: var(--space-8);
  overflow-y: auto;
  flex: 1;
}

.modal__body h3 {
  font-family: var(--font-serif);
  font-size: var(--text-xl);
  font-weight: 400;
  color: var(--green-700);
  margin-bottom: var(--space-3);
  margin-top: var(--space-6);
}

.modal__body h3:first-child {
  margin-top: 0;
}

.modal__body p {
  font-size: var(--text-sm);
  line-height: 1.8;
  color: var(--text-400);
  margin-bottom: var(--space-4);
  margin: 0 0 var(--space-4);
}

.modal__body ul {
  list-style: disc;
  padding-left: var(--space-6);
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
  margin-bottom: var(--space-4);
}

.modal__body li {
  font-size: var(--text-sm);
  line-height: 1.7;
  color: var(--text-400);
}

/* --------------------------------------------------------------------------
   18. RESOURCES PAGE
   -------------------------------------------------------------------------- */

.resources-page {
  padding-top: 76px;
}

.resources-hero {
  background: linear-gradient(135deg, var(--green-800) 0%, var(--green-700) 55%, var(--brown-700) 100%);
  padding: clamp(4rem, 6vw, 7rem) 0;
  position: relative;
  overflow: hidden;
  border-bottom: 4px solid var(--blush-500);
}

.resources-hero::after {
  content: '';
  position: absolute;
  top: -100px;
  right: -100px;
  width: 500px;
  height: 500px;
  border-radius: 50%;
  background: rgba(255,255,255,0.03);
}

.resources-hero .label {
  color: var(--blush-300);
  margin-bottom: var(--space-4);
  display: block;
}

.resources-hero h1 {
  color: var(--cream-100);
  margin-bottom: var(--space-5);
}

.resources-hero p {
  color: rgba(247, 242, 236, 0.7);
  font-size: var(--text-lg);
  font-weight: 300;
  max-width: 540px;
  margin: 0;
}

.resources-filter {
  background: var(--brown-50);
  border-bottom: 2px solid var(--color-border-brown);
  padding: var(--space-5) 0;
  position: sticky;
  top: 76px;
  z-index: 100;
}

.resources-filter__inner {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  overflow-x: auto;
  scrollbar-width: none;
  -ms-overflow-style: none;
}

.resources-filter__inner::-webkit-scrollbar {
  display: none;
}

.filter-btn {
  padding: var(--space-2) var(--space-4);
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--brown-500);
  border: 1.5px solid var(--color-border-brown);
  border-radius: var(--radius-full);
  cursor: pointer;
  transition: all var(--duration-fast) ease;
  background: var(--white);
  white-space: nowrap;
}

.filter-btn:hover {
  border-color: var(--blush-500);
  color: var(--green-700);
  background: var(--blush-50);
}

.filter-btn.active {
  background: var(--green-700);
  border-color: var(--green-700);
  color: var(--cream-100);
}

.resources-main {
  padding: clamp(3rem, 5vw, 5rem) 0 clamp(5rem, 8vw, 8rem);
  background: var(--cream-300);
}

.resources-main__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-8);
}

/* Featured article (first card - spans 2 cols) */
.article-card--featured {
  grid-column: span 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
}

.article-card--featured .article-card__img {
  aspect-ratio: auto;
  min-height: 280px;
}

/* --------------------------------------------------------------------------
   19. ANIMATIONS & SCROLL REVEAL
   -------------------------------------------------------------------------- */

[data-reveal] {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity var(--duration-slow) var(--ease-out), transform var(--duration-slow) var(--ease-out);
}

[data-reveal].revealed {
  opacity: 1;
  transform: translateY(0);
}

[data-reveal-delay="1"] { transition-delay: 100ms; }
[data-reveal-delay="2"] { transition-delay: 200ms; }
[data-reveal-delay="3"] { transition-delay: 300ms; }
[data-reveal-delay="4"] { transition-delay: 400ms; }

/* --------------------------------------------------------------------------
   20. UTILITY CLASSES
   -------------------------------------------------------------------------- */

.text-center { text-align: center; }
.text-green  { color: var(--green-700); }
.text-muted  { color: var(--text-muted); }
.text-cream  { color: var(--cream-100); }

.mt-auto  { margin-top: auto; }
.mb-0     { margin-bottom: 0; }
.block    { display: block; }
.sr-only  {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border-width: 0;
}

/* --------------------------------------------------------------------------
   21. RESPONSIVE BREAKPOINTS
   -------------------------------------------------------------------------- */

@media (max-width: 1100px) {
  .footer__grid {
    grid-template-columns: 1fr 1fr;
    gap: var(--space-8);
  }
}

@media (max-width: 960px) {
  .nav__links {
    display: none;
  }

  .nav__right .btn--primary {
    display: none;
  }

  .nav__hamburger {
    display: flex;
  }

  .hero__content {
    grid-template-columns: 1fr;
  }

  .hero__eyebrow {
    display: none;
  }

  .hero__right {
    order: -1;
  }

  .hero__portrait {
    max-width: 300px;
  }

  .comparison {
    grid-template-columns: 1fr;
  }

  .comparison__divider {
    display: none;
  }

  .about__portrait-tag {
    right: -10px;
  }

  .testimonials__grid {
    grid-template-columns: 1fr 1fr;
  }

  .testimonials__carousel--active .testimonials__grid {
    grid-template-columns: unset;
  }

  .resources__grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .resources-main__grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .article-card--featured {
    grid-column: span 1;
    display: flex;
    flex-direction: column;
  }

  .article-card--featured .article-card__img {
    aspect-ratio: 16 / 9;
    min-height: unset;
  }

  .quote__content {
    grid-template-columns: 1fr;
  }

  .quote__left {
    position: static;
  }

  .coverage-tiles {
    grid-template-columns: repeat(3, 1fr);
    gap: 5px;
    margin-bottom: var(--space-4);
  }

  .coverage-tiles__header {
    margin-bottom: var(--space-2);
  }

  .coverage-tile__label {
    flex-direction: row;
    align-items: center;
    justify-content: center;
    gap: 0;
    padding: 7px 5px;
    min-height: unset;
    border-width: 1px;
    border-radius: var(--radius-sm);
  }

  .coverage-tile__icon {
    display: none;
  }

  .coverage-tile__name {
    font-size: 0.65rem;
    letter-spacing: 0.01em;
    line-height: 1.2;
  }

  .coverage-tile__name-full {
    display: none;
  }

  .coverage-tile__name-short {
    display: inline;
  }

  .coverage-tile input:checked + .coverage-tile__label {
    box-shadow: 0 0 0 2px rgba(212, 146, 140, 0.22);
  }

  .contact__grid {
    grid-template-columns: 1fr 1fr;
    gap: var(--space-8);
  }

  .contact__block--map {
    display: none;
  }

  .languages__content {
    grid-template-columns: 1fr;
    gap: var(--space-8);
  }
}

@media (max-width: 959px) {
  /* About — single column stacked for all tablet/mobile widths */
  .about__content {
    grid-template-columns: 1fr;
    row-gap: var(--space-6);
    align-items: stretch;
  }

  .about__heading {
    grid-column: 1;
    grid-row: auto;
    align-items: center;
    text-align: center;
  }

  .about__portrait {
    grid-column: 1;
    grid-row: auto;
  }

  .about__portrait-img {
    aspect-ratio: 3 / 2;
  }

  .about__portrait-img img {
    object-position: center 8%;
  }

  .about__portrait-tag,
  .about__portrait-accent {
    display: none;
  }

  .about__text-primary {
    grid-column: 1;
    grid-row: auto;
  }

  .about__text-extended {
    grid-column: 1;
    grid-row: auto;
  }

  .about__footer {
    grid-column: 1;
    margin-top: 0;
  }

  .about__name {
    margin-top: 0;
  }
}

@media (max-width: 680px) {
  /* About — mobile: hide extra content */
  .about__text-extended {
    display: none;
  }

  .about__name {
    font-size: clamp(1.6rem, 6vw, 2.2rem);
  }


  :root {
    --section-py: 4rem;
  }

  .why-independent {
    clip-path: polygon(0 36px, 100% 0, 100% 100%, 0 100%);
    margin-top: -36px;
    padding-top: calc(var(--section-py) + 36px);
  }

  .testimonials__carousel--active .testimonials__viewport,
  .testimonials__viewport {
    overflow: hidden;
    width: 100%;
    touch-action: pan-y pinch-zoom;
  }

  .testimonials__carousel--active .testimonials__grid,
  .testimonials__grid {
    display: flex;
    grid-template-columns: unset;
    gap: 0;
    transition: transform 0.45s cubic-bezier(0.4, 0, 0.2, 1);
    will-change: transform;
  }

  .testimonials__carousel--active .testimonial-card,
  .testimonial-card {
    flex: 0 0 100%;
    width: 100%;
    min-height: clamp(22rem, 78vw, 28rem);
    justify-content: space-between;
  }

  .testimonials__carousel--active .testimonials__controls,
  .testimonials__controls {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: var(--space-5);
    margin-top: var(--space-6);
  }

  .solutions__split {
    grid-template-columns: 1fr auto 1fr;
  }

  .solutions__col {
    padding: var(--space-4);
  }

  .solutions__col-title {
    font-size: var(--text-xl);
    margin-bottom: var(--space-4);
  }

  .solutions__col-title-full {
    display: none;
  }

  .solutions__col-title-short {
    display: inline;
  }

  .solutions__col-label {
    font-size: 0.625rem;
    letter-spacing: 0.1em;
  }

  .solutions__list {
    gap: var(--space-1);
  }

  .solutions__link {
    padding: var(--space-2) var(--space-3);
    gap: var(--space-2);
  }

  .solutions__link-text span {
    display: none;
  }

  .solutions__link-text strong {
    font-size: var(--text-xs);
    line-height: 1.3;
  }

  .solutions__bullet {
    width: 5px;
    height: 5px;
    margin-top: 0.35em;
  }

  .contact__grid {
    grid-template-columns: 1fr 1fr;
    gap: var(--space-4);
    align-items: start;
  }

  .contact__block--methods,
  .contact__block--form {
    min-width: 0;
  }

  .contact__block {
    gap: var(--space-2);
  }

  .contact__block-label {
    font-size: 0.625rem;
    letter-spacing: 0.1em;
    padding-bottom: var(--space-2);
  }

  .contact__method {
    gap: var(--space-2);
    padding: var(--space-2) 0;
  }

  .contact__method:hover {
    padding-left: 0;
  }

  .contact__method-icon {
    width: 30px;
    height: 30px;
    border-radius: var(--radius-sm);
  }

  .contact__method-icon svg {
    width: 14px;
    height: 14px;
  }

  .contact__method-type {
    font-size: 0.58rem;
    margin-bottom: 2px;
  }

  .contact__method-value {
    font-size: 0.68rem;
    line-height: 1.25;
    word-break: break-word;
  }

  .contact__service-area {
    display: none;
  }

  #contact-form .form-label {
    font-size: 0.58rem;
    letter-spacing: 0.08em;
  }

  #contact-form .form-input,
  #contact-form .form-textarea {
    padding: 0.55rem 0.65rem;
    font-size: 0.75rem;
  }

  #contact-form .form-textarea {
    min-height: 64px;
  }

  #contact-form .form-group {
    margin-bottom: var(--space-2);
  }

  #contact-form .form-row {
    gap: var(--space-2);
    margin-bottom: var(--space-2);
  }

  #contact-form .form-submit-wrap {
    margin-top: var(--space-1);
  }

  #contact-form .form-submit-wrap .btn {
    padding: 0.6rem 1rem;
    font-size: 0.75rem;
  }

  .coverage-tiles {
    gap: 3px;
    margin-bottom: var(--space-3);
  }

  .coverage-tile__label {
    padding: 5px 3px;
  }

  .coverage-tile__name {
    font-size: 0.58rem;
  }

  .form-row:not(.form-row--name) {
    grid-template-columns: 1fr;
  }

  .hero__trust {
    gap: var(--space-3);
  }

  .footer__grid {
    grid-template-columns: 1fr;
  }

  .footer__bottom {
    flex-direction: column;
    align-items: flex-start;
  }

  #resources .resources__grid > .article-card:nth-child(n + 3) {
    display: none;
  }

  .about__marquee {
    padding: var(--space-4) 0;
  }

  .about__marquee-group {
    gap: var(--space-6);
    padding-right: var(--space-6);
  }

  .about__credential-value {
    font-size: var(--text-base);
  }

  .btn-group {
    flex-direction: column;
    align-items: flex-start;
  }

  .hero__ctas {
    flex-direction: column;
    align-items: flex-start;
  }

  .comparison__col {
    padding: clamp(1.5rem, 4vw, 2.5rem);
  }
}

@media (max-width: 420px) {
  .coverage-tile__name {
    font-size: 0.58rem;
  }
}

/* --------------------------------------------------------------------------
   22. PINK & WARM BROWN ACCENT ENHANCEMENTS
   -------------------------------------------------------------------------- */

/* Hero — soft blush radial glow bottom-left */
.hero__blush-glow {
  position: absolute;
  bottom: -80px;
  left: -80px;
  width: 520px;
  height: 520px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(217, 122, 114, 0.52) 0%, rgba(217, 122, 114, 0.18) 45%, transparent 70%);
  pointer-events: none;
  z-index: 1;
}

/* Trust badges — blush icon treatment */
.trust-badge__icon {
  background: var(--blush-100);
  border-color: var(--blush-500);
}

.trust-badge__icon svg {
  color: var(--brown-500);
}

.trust-badge__text {
  color: var(--green-800);
}

/* Solutions section — card hover handled in main block */

/* About — warm brown italic name + credential labels */
.about__name em {
  color: var(--blush-700);
}

.about__credential-label {
  color: var(--brown-500);
}

.about__credential-value {
  color: var(--green-700);
}

/* About portrait — extra blush glow ring */
.about__portrait-img {
  box-shadow: var(--shadow-xl), 0 0 0 8px var(--blush-100), 0 0 48px rgba(212, 146, 140, 0.28);
}

/* About portrait tag — blush accent */
.about__portrait-tag {
  border-top: 3px solid var(--blush-500);
}

.about__portrait-tag-number {
  color: var(--brown-500);
}

.testimonial-card:hover {
  box-shadow: var(--shadow-blush), var(--shadow-md);
}

/* Article cards — blush border on hover */
.article-card:hover {
  border-color: var(--blush-500);
  box-shadow: 0 8px 32px rgba(212, 146, 140, 0.28), var(--shadow-md);
}

/* Quote section — left accent stripe */
.quote::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 5px;
  height: 100%;
  background: linear-gradient(to bottom, var(--blush-500), var(--brown-500), var(--green-600));
  border-radius: 0 2px 2px 0;
}

/* Quote feature icons — blush */
.quote__feature-icon {
  background: var(--blush-100);
  border: 1px solid var(--color-border-blush);
}

.quote__feature-icon svg {
  color: var(--brown-500);
}

/* Form inputs — blush focus ring */
.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  border-color: var(--blush-500);
  box-shadow: 0 0 0 3px rgba(212, 146, 140, 0.28);
}

/* Coverage tiles — blush checked glow */
.coverage-tile input:checked + .coverage-tile__label {
  border-color: var(--blush-500);
  background: var(--blush-50);
  box-shadow: 0 0 0 3px rgba(212, 146, 140, 0.22);
}

.coverage-tile input:checked + .coverage-tile__label .coverage-tile__name {
  color: var(--brown-700);
}

/* Contact methods — blush icon hover */
.contact__method:hover .contact__method-icon {
  background: var(--blush-500);
  border-color: var(--blush-500);
  box-shadow: var(--shadow-blush);
}

/* Language section — blush glow on cards */
.language-card:hover {
  box-shadow: 0 8px 32px rgba(212, 146, 140, 0.22);
  border-color: rgba(212, 146, 140, 0.55);
}

/* Section decorative accent */
.solutions::after,
.resources::after {
  content: '';
  display: block;
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 160px;
  height: 3px;
  background: linear-gradient(90deg, transparent, var(--blush-500), var(--brown-300), transparent);
  border-radius: var(--radius-full);
}

/* Footer — blush link hover */
.footer__link:hover {
  color: var(--blush-300);
}

.footer__contact-item:hover {
  color: var(--blush-300);
}

.footer__contact-item:hover svg {
  color: var(--blush-300);
}

.divider--green {
  background: var(--green-600);
}

/* Comparison — richer blush highlight */
.comparison__highlight {
  background: rgba(212, 146, 140, 0.22);
  border-color: rgba(176, 112, 106, 0.48);
}

/* Section label accents */
#solutions .section__label,
#about .section__label {
  color: var(--blush-700);
}

#why .section__label,
#quote .section__label {
  color: var(--green-600);
}

#resources .section__label {
  color: var(--brown-500);
}

#testimonials .section__label {
  color: var(--blush-700);
}

#contact .section__label {
  color: var(--brown-500);
}

/* Heading italics — blush accent on homepage */
h2 em,
.hero__headline em {
  color: var(--blush-700);
  font-style: italic;
}

/* --------------------------------------------------------------------------
   23. ACCESSIBILITY — REDUCED MOTION
   -------------------------------------------------------------------------- */

@media (prefers-reduced-motion: reduce) {
  .about__marquee {
    -webkit-mask-image: none;
    mask-image: none;
  }

  .about__marquee-track {
    animation: none;
    width: 100%;
    flex-wrap: wrap;
    justify-content: center;
    gap: var(--space-4) var(--space-8);
  }

  .about__marquee-group[aria-hidden="true"] {
    display: none;
  }

  .about__marquee-group {
    flex-wrap: wrap;
    justify-content: center;
    padding-right: 0;
    gap: var(--space-4) var(--space-8);
  }

  .about__marquee-item {
    white-space: normal;
  }

  .testimonials__carousel--active .testimonials__grid,
  .testimonials__grid {
    transition: none;
  }
}

/* --------------------------------------------------------------------------
   24. PRINT
   -------------------------------------------------------------------------- */

@media print {
  .nav, .footer, .modal-backdrop { display: none; }
  .hero { min-height: auto; padding: 2rem 0; }
  * { box-shadow: none !important; }
}

/* --------------------------------------------------------------------------
   25. QUOTE TYPE CARDS (index.html — replaces old form)
   -------------------------------------------------------------------------- */

.quote-type-cards {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  padding: clamp(1.75rem, 3vw, 2.5rem);
  background: var(--white);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  border: 2px solid var(--color-border-brown);
}

.quote-type-cards__heading {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--text-300);
  margin-bottom: var(--space-1);
}

.quote-type-card {
  display: flex;
  align-items: center;
  gap: var(--space-5);
  padding: var(--space-5) var(--space-6);
  background: var(--off-white);
  border: 1.5px solid var(--color-border-brown);
  border-radius: var(--radius-lg);
  text-decoration: none;
  transition: all var(--duration) var(--ease-out);
}

.quote-type-card:hover {
  border-color: var(--green-400);
  background: var(--green-50);
  transform: translateX(4px);
  box-shadow: var(--shadow-md);
}

.quote-type-card__icon {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--green-50);
  border: 1.5px solid var(--green-100);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: background var(--duration) ease, border-color var(--duration) ease;
}

.quote-type-card:hover .quote-type-card__icon {
  background: var(--green-100);
  border-color: var(--green-300);
}

.quote-type-card__icon svg {
  width: 24px;
  height: 24px;
  color: var(--green-600);
}

.quote-type-card__body {
  flex: 1;
  min-width: 0;
}

.quote-type-card__title {
  font-family: var(--font-serif);
  font-size: var(--text-2xl);
  font-weight: 400;
  color: var(--green-700);
  line-height: 1.2;
  margin: 0 0 var(--space-1);
}

.quote-type-card__desc {
  font-size: var(--text-sm);
  color: var(--text-400);
  line-height: 1.5;
  margin: 0;
}

.quote-type-card__arrow {
  color: var(--green-400);
  flex-shrink: 0;
  transition: color var(--duration-fast) ease, transform var(--duration) var(--ease-out);
}

.quote-type-card:hover .quote-type-card__arrow {
  color: var(--green-600);
  transform: translateX(3px);
}

.quote-type-card__arrow svg {
  width: 20px;
  height: 20px;
}

.quote-type-cards__note {
  text-align: center;
  font-size: var(--text-sm);
  color: var(--text-300);
  padding-top: var(--space-2);
  border-top: 1px solid var(--color-border);
  margin-top: var(--space-2);
}

.quote-type-cards__note a {
  color: var(--green-500);
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 2px;
}

/* --------------------------------------------------------------------------
   26. QUOTE DETAIL PAGES
   -------------------------------------------------------------------------- */

.quote-page-hero {
  background: linear-gradient(155deg, #2e4d30 0%, #1c3020 100%);
  padding: calc(76px + clamp(3rem, 5vw, 4.5rem)) 0 clamp(2.5rem, 4vw, 3.5rem);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.quote-page-hero::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--brown-300) 0%, var(--blush-500) 35%, var(--green-500) 70%, var(--brown-300) 100%);
}

.quote-page-hero__back {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(247, 242, 236, 0.5);
  text-decoration: none;
  margin-bottom: var(--space-6);
  transition: color var(--duration-fast) ease;
}

.quote-page-hero__back:hover { color: var(--cream-100); }

.quote-page-hero__back svg {
  width: 16px; height: 16px;
}

.quote-page-hero__icon {
  width: 68px; height: 68px;
  border-radius: 50%;
  background: rgba(255,255,255,0.07);
  border: 1.5px solid rgba(255,255,255,0.14);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--space-5);
}

.quote-page-hero__icon svg {
  width: 32px; height: 32px;
  color: var(--blush-300);
}

.quote-page-hero .label {
  color: var(--blush-300);
  display: block;
  margin-bottom: var(--space-3);
}

.quote-page-hero h1 {
  font-size: clamp(var(--text-4xl), 5vw, var(--text-5xl));
  color: var(--cream-100);
  font-weight: 300;
  margin-bottom: var(--space-5);
}

.quote-page-hero h1 em {
  font-style: italic;
  color: var(--blush-300);
}

.quote-page-hero > .container > p {
  color: rgba(247, 242, 236, 0.65);
  font-size: clamp(var(--text-base), 1.5vw, var(--text-lg));
  font-weight: 300;
  max-width: 540px;
  margin: 0 auto;
}

.quote-page-body {
  padding: var(--section-py) 0;
  background: linear-gradient(180deg, var(--cream-100) 0%, var(--blush-50) 100%);
}

.quote-page-layout {
  display: grid;
  grid-template-columns: 320px 1fr;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: start;
}

/* Aside */
.quote-page-aside {
  position: sticky;
  top: 100px;
}

.quote-aside-box {
  background: var(--white);
  border-radius: var(--radius-xl);
  padding: clamp(1.5rem, 2.5vw, 2rem);
  box-shadow: var(--shadow-md);
  border: 1.5px solid var(--color-border-brown);
}

.quote-aside-box__title {
  font-family: var(--font-serif);
  font-size: var(--text-2xl);
  color: var(--green-700);
  font-weight: 400;
  margin-bottom: var(--space-6);
}

.quote-aside-steps {
  display: flex;
  flex-direction: column;
  gap: var(--space-5);
  margin-bottom: var(--space-6);
}

.quote-aside-step {
  display: flex;
  gap: var(--space-3);
  align-items: flex-start;
}

.quote-aside-step__num {
  width: 28px; height: 28px;
  border-radius: 50%;
  background: var(--green-700);
  color: var(--cream-100);
  font-size: var(--text-xs);
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
}

.quote-aside-step strong {
  display: block;
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--text-700);
  margin-bottom: 3px;
}

.quote-aside-step p {
  font-size: var(--text-sm);
  color: var(--text-400);
  line-height: 1.6;
  margin: 0;
}

.quote-aside-contact > p {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-300);
  margin-bottom: var(--space-3);
}

.quote-aside-other {
  margin-top: var(--space-4);
  padding: var(--space-4);
  background: var(--cream-50);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
}

.quote-aside-other p {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-300);
  margin-bottom: var(--space-3);
}

.quote-aside-other .btn--ghost {
  display: block;
  font-size: var(--text-xs);
  padding: var(--space-2) 0;
  color: var(--green-600);
  border-bottom: 1px solid var(--color-border);
}

.quote-aside-other .btn--ghost:last-child {
  border-bottom: none;
}

/* Form wrap */
.quote-page-form-wrap {
  background: var(--white);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  border: 2px solid var(--color-border-brown);
  overflow: hidden;
}

.quote-page-form-wrap .form-success {
  padding: clamp(3rem, 5vw, 5rem) var(--space-8);
}

/* Form sections */
.form-section {
  padding: clamp(1.25rem, 2.5vw, 1.75rem) clamp(1.5rem, 3vw, 2rem);
  border-bottom: 1.5px solid var(--color-border);
}

.form-section--last {
  border-bottom: none;
}

.form-section__title {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--green-600);
  margin-bottom: var(--space-5);
  padding-bottom: var(--space-3);
  border-bottom: 2px solid var(--green-100);
}

.form-row--3 {
  grid-template-columns: repeat(3, 1fr);
}

.form-section .form-group {
  margin-bottom: var(--space-4);
}

.form-section .form-group:last-child {
  margin-bottom: 0;
}

/* Checkbox group for coverage types on business form */
.check-group {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-3);
}

.check-item {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-size: var(--text-sm);
  color: var(--text-500);
  cursor: pointer;
}

.check-item input[type="checkbox"] {
  width: 16px;
  height: 16px;
  accent-color: var(--green-600);
  cursor: pointer;
  flex-shrink: 0;
}

/* Responsive — quote pages */
@media (max-width: 900px) {
  .quote-page-layout {
    grid-template-columns: 1fr;
  }
  .quote-page-aside {
    position: static;
  }
  .form-row--3 {
    grid-template-columns: 1fr 1fr;
  }
  .check-group {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 600px) {
  .quote-type-card {
    gap: var(--space-4);
    padding: var(--space-4);
  }
  .form-row--3 {
    grid-template-columns: 1fr;
  }
}